Most Expensive Cars to Insure

Think again. These 20 cars and trucks have incredibly high premiums and win the dubious award of being the most expensive to insure. The data was compiled by Insure.com, with averages based on a 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 and a $500 deductible on collision and comprehensive.

Mercedes-Benz SL-Class
Average Insurance Premium: $1,577
MSRP:$98,500 - $194,700

The Mercedes-Benz SL-Class models are stately, well-constructed two-seat roadsters, created in small volumes for customers with exclusive tastes. The SL-Class is comprised of four models: the SL550, the SL600, the all-new SL63 AMG and the SL65 AMG.

BMW X6
Average Insurance Premium: $1,584
MSRP:$55,900 - $66,650

The BMW X6 Sports Activity Coupe combines coupe-like agility and style with the versatility of a SUV. The distinctive 4-door, 4-passenger X6 features two rear seats in a sculpted single-seat design and BMW's xDrive intelligent all-wheel drive system.

Honda S2000
Average Insurance Premium: $1,587
MSRP:$34,995 - $36,995

The Honda S2000 is a two-seat roadster that?s the size of a small Mazda Miata and has the speed of a Porsche Boxster. A 2.2-liter four-cylinder engine mated to a six-speed manual transmission is equipped to the S2000, producing 237 horsepower and 162 pounds-feet of torque.

Cadillac Escalade EXT
Average Insurance Premium: $1,592
MSRP:$61,130 - $61,130

The Escalade EXT is a sport utility/pickup combination that quickly converts from a pickup with an enclosable eight-foot bed to a five-passenger luxury vehicle. The EXT deletes the third-row seat found in the standard Escalade in favor of a lined, lockable and enclosable pickup bed.

Land Rover Range Rover
Average Insurance Premium: $1,603
MSRP:$77,675 - $93,325

The Land Rover Range Rover is the brand's most prestigious offering, a luxury sport utility vehicle with a long history of quality craftsmanship and legendary 'go anywhere' off-road prowess.

Audi R8
Average Insurance Premium: $1,637
MSRP:$114,200 - $114,200

The Audi R8 is the company's first mid-engine super car. It is designed with extreme performance in mind and with other high end sports cars in its sights.

Cadillac XLR
Average Insurance Premium: $1,694
MSRP:$86,215 - $86,215

The 2009 XLR is Cadillac's flagship vehicle. This luxurious high-performance two-seat roadster shares the same platform as the Corvette. The Cadillac XLR features a magnetic-fluid-based real-time damping suspension that continually adapts to different road conditions.

BMW M3
Average Insurance Premium: $1,714
MSRP:$54,850 - $66,500

Now in its fourth generation, the M3 was first launched in 1986 by M GmbH who took what they learned on the race track to develop a high-performance street car that lives up to its motorsports heritage.

Jaguar XK
Average Insurance Premium: $1,717
MSRP:$82,150 - $101,150

The Jaguar XK receives a subtle redesign for 2010. It continues to combine Jaguar's new modern design style with traditional luxury car touches like genuine wood and softgrain leather.

Chevy Cobalt SS
Average Insurance Premium: $1,762
MSRP: $23,525

The Chevrolet Cobalt is available as either a two-door coupe or a four-door sedan, each available in four trims: Base, LS, LT and SS Turbocharged. The SS Turbocharged comes with a 2.0-liter turbocharged four-cylinder engine mated to a five-speed manual transmission.

Porsche 911
Average Insurance Premium: $1,819
MSRP:$75,600 - $139,300

The Porsche 911 remains the iconic symbol of a sports car. The Porsche 911 comes as either a coupe or a cabriolet in either a rear-wheel drive (C2) or an all-wheel drive (C4) configuration and each 911 comes as either a Carrera or the performance variant Carrera S.

Lexus IS-F
Average Insurance Premium: $1,881
MSRP:$56,760 - $56,760

The Lexus IS-F is a true performance sedan that can run with the likes of the BMW M3. Lexus take the IS and stuffs a huge 5.0-liter V8 under the hood that produces a ridiculous 416-hp.

Hummer H2
Average Insurance Premium: $1,912
MSRP: $63,090 - $63,090

The H2 SUV provides the power, size, ruggedness and iconic design expected from a HUMMER. Power comes from a flexible-fuel 393-hp, 6.2-liter Vortec V8 and is controlled by a six-speed automatic transmission with steering wheel mounted shift buttons.

BMW M5
Average Insurance Premium: $2,020
MSRP: $85,500 - $85,500

The limited-production M5 can out-accelerate, out-brake and out-corner some of the most expensive sports cars, with comfortable seating for five. The M5 sits atop the 5-series lineup. It's powered by a hand-built 500-hp 5.0-liter V10, with suspension and brakes enhanced to match all the power.

Audi S8
Average Insurance Premium: $2,071
MSRP:$96,200 - $96,200

The S8 is the performance-enhanced flagship of Audi's lineup. It is based off the A8 luxury sedan and features all the cutting edge innovation that Audi has to offer. The S8 is powered by a 5.2-liter 450-hp V10, similar to the engine found in the Lamborghini Gallardo.

Mercedes-Benz G-Class
Average Insurance Premium: $2,088
MSRP:$100,250 - $119,450

The Mercedes-Benz G-Class is a luxury off-road vehicle with a military heritage that was designed for the rugged outdoors. The G-Class is available with two different engines: a 5.5-liter V8 in the G500, and a 500-hp 5.5-liter supercharged V8 in the AMG-tuned G55.

Ford Shelby GT500
Average Insurance Premium: $2,186
MSRP: $46,325 - $51,325

Redesigned for 2010, the Shelby GT500 builds on its 1960's muscle car heritage. This newest rendition features classic cues and aggressive modern styling touches, mixed with a massive dose of horsepower.

BMW M6
Average Insurance Premium: $2,236
MSRP: $102,100 - $107,900

The BMW M6 is a more powerful version of the elegant 650. Available as either a coupe or a convertible, it is designed to appeal to the sport luxury enthusiast, providing heightened performance and subtly aggressive styling.

Dodge Viper
Average Insurance Premium: $2,446
MSRP: $88,590 - $89,340

The Dodge Viper is a very powerful, two-door, performance sports car. Since its original debut in 1992, the Viper has garnered a reputation as a serious high-end performance car with a very sleek and distinctive appearance.

Nissan GT-R
Average Insurance Premium: $2,533
MSRP:$80,790 - $83,040

The Nissan GT-R is the fifth generation of this venerable Japanese supercar, but this is the first generation available to North American enthusiasts. Well known to video gamers in this part of the world as forbidden fruit, the GT-R brings new levels of performance and technology to Nissan's line-up.