Thousands, if not tens of thousands of cars and trucks have been flooded by Hurricane/Tropical Storm Sandy.

Do you know what you should do if your car is flooded, or of you see a flooded car?

Here is our advice:

1. If the car is yours, call your insurance company. The bad news is that if you are only covered for liability, you won't be getting a check to replace your car. Only if you have comprehensive insurance will you be getting enough cash for a replacement car. if you do have comprehensive insurance, be patient as insurers like State Farm and Progressive report huge call volume.

2. Take pictures of the damage, especially of your car submerged if you can. If possible, take pictures of the license plate on the car.

3. Take measures to prevent the damage from getting worse. If the vehicle's windows are broken, then tape cardboard or plastic over the holes or open windows. Keep receipts for everything you buy.

4. Do not try and start your car if it has been flooded. It can cause more damage. You can usually tell if the car was submerged by checking if the seats or carpet is saturated.

5. Check the air-filter under the hood. If the paper filter is wet, do not try and start the car.

6. If you are not insured, and will attempt to keep your car, you will need to take it to a professional detailer to dry out with high-power fans. You risk having severe mold problems no matter what you do. But leaving windows open, or using household fans will not dry the car out. Do not use space heaters or anything with a heat-core to dry out your car. There is gasoline in the tank. Please! Use your head.

7. Be aware that your car can experience severe problems even after it seems dry. The micro-electronics, if they got wet, will never be the same.

8. If the water got into the engine compartment or inside the cabin of the car, you must be prepared for the worst case scenario if you don't have comprehensive insurance coverage. A total loss. If you need replacement wheels, check out our new gallery: Best Cars Under $10,000.

9. Stay away from flooded or flood-damaged cars that don't belong to you. Law enforcement is on the lookout for people trying to take advantage of power outages and post storm chaos.